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I had no idea how much waste I truly had in my life until the crunch of everything hit at once! Medical bills for myself, my 2 dogs, and the pay decrease from my company...it all adds up.
I have given up much time, I took up another job at my church so that I can bring my son and not have to pay a babysitter and still earn extra money.
I brew my own coffee and found out that I'm pretty saavy in that department! I make a great cup of joe.
I completely stopped using any form of credit card...
What an amazing difference my world has become! Still broke but not yet destitute...
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