Los Angeles, CA - With the current state of the economy and a
downward-spiraling mortgage industry it's becoming increasingly
difficult to qualify for a loan - even if you have perfect
credit.
Daniel Rosen
(a.k.a. "The Credit Doctor") is the author of the America's
most popular Credit Repair Software, "Credit-Aid Software."
He is also a public speaker who gives seminars on Credit Repair
and Credit Building. He enjoys encouraging and empowering people to
fight for their rights and to use the credit reporting system to
their benefit.
So what does a person do if they have spotty credit? "Credit
repair companies can be quite expensive," says Rosen, "and few
consumers realize they have the power to achieve all the same
results themselves."
Rosen is teaching people how to work the system and repair
their own credit -- and he's doing it for free. Rosen has a free
credit repair eBook called "Boost your FICO Score in 7 Easy Steps"
that you can download for on his website at
http://www.creditdoctorsoftware.com/
"Many people never check their credit scores. That's like
driving with your eyes closed. Your credit score affects not only
whether you qualify for a loan and what rate you'll be charged, but
also whether you'll be able to rent an apartment or get a
job--employers can legally refuse to hire you based on a low credit
score. A low score also means you'll pay higher rates for car
insurance because research shows that people with higher scores
file fewer claims."
"You don't need software or a credit repair company to
improve your credit," says Rosen. "It might save you some time, but
they can't do anything for you that you cannot do for yourself for
free. The good news is that most people
can improve their credit. It's not rocket science. You just
have to know the rules -- and how to bend them in your favor."
As the developer of the award-winning credit repair software
for consumers, Rosen has won accolades from the high-tech industry
and is a twice-featured speaker at the "PC Magazine Awards for
Excellence" at Comdex
(the computer industry equivalent of the Academy Awards).
Rosen was tired of being bullied by creditors and wanted to
take back control.
"I tried to refinance my house, but my mortgage company had
reported incorrect information to the credit bureaus. Their
inaccuracies caused a domino effect on my credit that took months
to repair. The whole time I kept thinking that someone should
automate this process and Credit Doctor was born."
"
I began to put all of my time into developing Credit-Aid
Software. I brought in additional programmers, and now, 10 years
later, I am very proud of what we have accomplished. This is
something that really helps people."
Credit-Aid Software takes a task that's generally
overwhelming, stressful and confusing and makes it simple, easy to
use and actually fun. The interface is friendly and within minutes
a user can obtain free credit reports, generate dispute letters
written by an attorney, and quickly be on their way to improving
their credit reports, boosting their credit score and keeping it
all organized.
Credit-Aid Software is available for purchase at
http://www.creditdoctorsoftware.com
. It retails for $39.95. Credit-Aid also offers Professional
versions for Mortgage Brokers and Credit Specialists. There is also
a "try-before-you-buy" free demo version available for download so
users can take the program for a test drive before purchase.
Credit-Aid Software has received over 100 "5-Star" Ratings
and "Editor's Choice" Awards from notable publishers including;
cnet, Tucows, Vista Files and Stuff Magazine.
Daniel Rosen
is a software developer and credit expert who has been in the
computer industry since 1986. As a computer industry professional,
he has twice been featured speaker on the "PC Magazine Awards for
Excellence" at Comdex. Rosen has appeared on the Tonight Show and
The Late Show. He is a published author and a public speaker who
gives seminars on Credit Repair and Credit Building. He lives in
Los Angeles and enjoys encouraging and empowering people to fight
for their rights and to use the credit reporting system to their
benefit.