CNN iReport

CNN Newsdesk, iReport Division:

I am an IT professional having worked for Sun Microsystems for 9 years, Accenture,

and EDS.

Sun Microsystems had a reduction in force on 8-15-2008 and I lost my job. I found another job in September 2009 making 80% less salary than I have for the past 14 years. From 8/2008 to 8/2009, I paid my creditors with my unemployment check, and used all of my 401k. I was current until 8/2009, when I started to run behind. I called Wells Fargo Personal Line of Credit to set up an arrangement, and they asked for my 2008 W-2, and proof of current salary.  I called to follow-up, and was told my income was too low for Wells Fargo to help me with temporary lower payments. I called CCCS, specifically Money Management Intl. They set me up to pay all creditors, including Wells Fargo, starting with my first paycheck Nov 2009. I get paid once a month on my new job. I called all creditors and told them to expect payment 10 days after Nov 5th. On Nov 3rd, Wells Fargo took MY ENTIRE FIRST FULL PAYCHECK AND DEDUCTED $1,900.00 from my checking account, leaving it $1,400.00 overdrawn.  Wells Fargo did not tell me they were going to monitor my checking account and take all of my paycheck.  I have no money to live on. I called MMI, and I thought they took the deduction early, and they said it was not their deduction. MMI then dropped me as a customer since I had no money in my account to pay my creditors through their DEBT Managment Plan (DMP). 

I tried to be honest with Wells Fargo, and they took all of my paycheck.  I am my mother's caregiver, she is almost 90 years old, and I have no money to care for her to make it to my next paycheck.  I believe the public who are struggling with making ends meet and are trying to do the right thing should know what Wells Fargo did to me.  I was in the Texas State Guard for many years, and I pride myself on my personal and professional reputation.

I would greatly appreciate the opportunity to speak with you and answer any questions that you may have.

Thank you,

Elizabeth White

1327 E. Washington Ave #102

Harlingen TX 78550